These terms govern use of Pathway Lenders — the short version: the site is a free connecting and education service, its numbers are estimates not offers, loan agreements are between you and your lender, and honest use is the only use permitted.
The Service
Pathway Lenders provides a request-connection service linking consumers with licensed third-party lenders offering personal loans of $500–$5,000, plus educational content about borrowing. We are not a lender, broker of record in every jurisdiction, or financial advisor; we make no credit decisions and are not a party to any loan agreement. Availability varies by state.
No Guarantees; Estimates Only
Submitting a request guarantees no offer, amount, rate, or timeline. All figures on this site — payments, APR ranges, timelines, examples — are estimates for education; actual terms come exclusively from the lender’s disclosures and agreement, which control in any conflict. Content here is general information, not financial, legal, or tax advice.
Your Responsibilities
You agree to provide accurate, current information in any request; to be at least 18 and a U.S. resident; to use the site lawfully; and not to scrape, disrupt, misrepresent, or attempt unauthorized access. Knowingly submitting false information in a loan request may violate law.
Intellectual Property
Site content, design, and branding belong to Pathway Lenders or its licensors. Personal, non-commercial reading and sharing of links is welcome; republication of substantial content requires written permission.
Third Parties
Lender websites, agreements, and services are the lenders’ own; we are not responsible for their content or acts. Your loan relationship, including servicing and disputes, is with your lender — see the FAQ for complaint routes, including state regulators.
Disclaimers and Limitation of Liability
The site is provided “as is” without warranties of any kind, express or implied, including fitness for a particular purpose and uninterrupted availability. To the maximum extent law permits, Pathway Lenders is not liable for indirect, incidental, or consequential damages arising from site use or lender relationships; where liability cannot be excluded, it is limited to the amount you paid us to use the service — which is zero.
General
These terms may be updated by posting the revised version here; continued use is acceptance. If any provision is unenforceable, the remainder stands. Questions: [email protected], Pathway Lenders, 2746 Canyon Vista Drive, Boise, ID 83736.